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Securities offered through M Holdings Securities, Inc., a Registered Broker/Dealer, Member FINRA/SIPC. Tenzing Advisors, LLC is independently owned and operated. Tenzing Advisors, LLC is an Affiliate Firm of Lindberg & Ripple, Inc., a Member Firm of M Financial Group. Please go to www.mfin.com/disclosurestatement.htm for further details regarding this relationship. The principal place of business for Tenzing Advisors, LLC is 10 chestnut Street, Needham, MA 02492, phone 781-444-8600. Kenneth B. Knox is a registered representative and can sell variable life and other securities products in MA. CA agent # : 0E30878.

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